Assam Mukhyamantri Lok Sevak Arogya Yojana 2024

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Introduction of Lok Sevak Arogya Yojana 2024 | অসম মুখ্যমন্ত্ৰী লোকসেৱক আৰোগ্য যোজনা ২০২৪ৰ প্ৰৱৰ্তন

Lok Sevak Arogya Yojana : Assam’s government is set to roll out a range of initiatives this year aimed at promoting socio-economic development and improving the lives of its citizens. Among these initiatives is the Mukhyamantri Lok Sevak Arogya Yojana, a health insurance program specifically designed for state government employees. This scheme, launched by Chief Minister Shri Hemanta Biswa Sharma, replaces the existing reimbursement plan for government workers.

Under the Mukhyamantri Lok Sevak Arogya Yojana, both current and retired state government employees, along with their dependents, will receive medical coverage of up to 5 lakh rupees. While similar to the Ayushman Bharat Yojana, this scheme is exclusively tailored for state government employees and their families.

To avail of the benefits under this scheme, individuals need to register at the designated district kiosks. It’s important to note that individuals already benefiting from similar schemes will not be eligible to apply for this one.

Lok Sevak Arogya Yojana 1

The primary objective of the Assam Mukhyamantri Lok Sevak Arogya Yojana is to provide financial health coverage of Rs. 5 lakhs per family per year. By streamlining the medical reimbursement process, this scheme aims to ensure that government employees, pensioners, and their dependents receive timely and adequate healthcare support.

Objectives of Assam MMLSAY Yojana | অসম MMLSAY আঁচনিৰ উদ্দেশ্য

the Assam State Government. Its primary aim is to ensure that government employees and retirees, along with their dependents, have access to quality healthcare services without facing financial constraints.

Under this scheme, eligible beneficiaries are provided with health insurance coverage for cashless treatment. This means that they can avail necessary medical services at empaneled hospitals and healthcare facilities without having to pay upfront. Instead, the cost of treatment is directly settled by the insurance provider, relieving the beneficiaries from the burden of immediate payment.

By offering cashless treatment, the scheme aims to address the healthcare needs of government employees and retirees, promoting their well-being and ensuring timely access to medical care. This not only enhances the overall health outcomes of beneficiaries but also contributes to their financial security by mitigating the financial risks associated with healthcare expenses.

Additionally, the scheme may include provisions for covering various medical treatments, hospitalization expenses, diagnostic tests, and other healthcare services as per the defined terms and conditions. It may also incorporate features such as easy enrollment processes, transparent claim procedures, and a wide network of healthcare providers to ensure comprehensive coverage and convenience for the beneficiaries.

Features of Assam Mukhyamantri Lok Sevak Arogya Yojana | অসমৰ মুখ্যমন্ত্ৰী লোকসেৱক আৰোগ্য যোজনাৰ বৈশিষ্ট্য

  1. Replacement of Reimbursement Methodology: The scheme replaces the state government’s current reimbursement system for medical expenses incurred by beneficiaries.
  2. Flexible Registration: Beneficiaries, along with their dependents, have the option to register either independently or at designated district kiosks. These kiosks are typically located at Medical Colleges or the Office of the Joint Director of Health Services.
  3. Online Advance Payment Requests: Recipients have the convenience of submitting advance payment requests online, streamlining the process and reducing administrative hassle.
  4. CGHS-Approved Rates: Medical treatment expenses are reimbursed based on the rates approved by the Central Government Health Scheme (CGHS), ensuring standardized and fair payment for healthcare services.
  5. Direct Advance Payments to Hospitals: Hospitals providing treatment to beneficiaries receive advance payments directly, facilitating smooth and timely provision of medical services.
  6. Single IT Platform for Claim Processing: The scheme operates on a single IT platform for end-to-end claim processing, enhancing efficiency and reducing paperwork.
  7. Timely Payments: Payments for medical treatment expenses are processed within a predefined time limit of 90 days, ensuring prompt reimbursement and financial support to beneficiaries.
  8. Aadhar Integration for Fraud Prevention: The scheme incorporates Aadhar integration to prevent fraudulent claims, ensuring that benefits are availed by genuine beneficiaries.

The Assam Mukhyamantri Lok Sevak Arogya Yojana has specific eligibility criteria | অসম মুখ্যমন্ত্ৰী লোকসেৱক আৰোগ্য যোজনাৰ নিৰ্দিষ্ট যোগ্যতাৰ মাপকাঠী আছে

  1. Assamese Citizenship: Only citizens of Assam are eligible to apply for the Mukhyamantri Lok Sevak Arogya Yojana. Applications are accepted exclusively from individuals who are residents of Assam.
  2. Assam State Government Employee: The primary applicant must be an employee of the Assam State Government. This includes both current government employees and pensioners who have previously served in government positions.
  3. Coverage for Family Members: The benefits of the scheme extend to the family members of the eligible applicant. This typically includes the spouse and dependent children of the government employee or pensioner.
  4. Eligibility for Pensioners: Pensioners who have served in Assam State Government positions are also eligible to apply for the Mukhyamantri Lok Sevak Arogya Yojana. They can avail of the program’s benefits along with their eligible family members.
  5. Exclusion of Previous Program Beneficiaries: Individuals who have previously enrolled in similar government healthcare programs are ineligible to apply for the Mukhyamantri Lok Sevak Arogya Yojana. This ensures that beneficiaries do not duplicate benefits across multiple schemes.

Required Documents to Register | পঞ্জীয়ন কৰিবলৈ প্ৰয়োজনীয় নথিপত্ৰ

  1. Passport Size Photograph: Recent passport-sized photographs of the applicant and their family members may be required for identification purposes.
  2. Aadhaar Card: The Aadhaar card serves as a primary identification document and is essential for the registration process.
  3. Domicile Certificate: Proof of residency or domicile in Assam is required to establish eligibility for the scheme.
  4. Retirement Proof (PPO Number): For pensioners applying for the scheme, proof of retirement such as the Pension Payment Order (PPO) number is necessary.
  5. Government Employee ID Card: Current government employees need to provide their official government employee identification card.
  6. Income Certificate (PAN Card): An income certificate or PAN card may be required to verify the applicant’s income status, particularly for pensioners.
  7. Ration Card: The ration card may serve as additional proof of residency and family composition.
  8. Bank Details: Providing bank account details is essential for facilitating cashless transactions and reimbursement of medical expenses under the scheme.
  9. Mobile Number: A valid mobile number is required for communication purposes and to receive updates related to the scheme.

How To register for the Assam Mukhyamantri Lok Sevak Arogya Yojana online | অসম মুখ্যমন্ত্ৰী লোক সেৱক আৰোগ্য যোজনাৰ বাবে কেনেকৈ অনলাইন যোগে পঞ্জীয়ন কৰিব

  1. Visit the official website of the Mukhyamantri Lok Sevak Arogya Yojana
  2. Once on the homepage, locate the “Beneficiary Login/Registration” option and click on the “Click Here” button.
  3. This will open the application form on your screen. Fill in all the required details accurately. These details may include your name, email address, residential address, bank details, and any other information specified in the form.
  4. Ensure that you upload all the necessary documents as per the document requirements mentioned on the application form. These documents may include passport-sized photograph, Aadhaar card, domicile certificate, retirement proof (PPO number for pensioners), government employee ID card, income certificate (PAN card), ration card, bank details, and mobile number.
  5. Review all the information provided in the form and ensure its accuracy.
  6. Once you have filled in all the details and uploaded the required documents, click on the “Submit” button to complete the application process.
  7. After submission, you may receive a confirmation message or email regarding the successful submission of your application.

How To download your Mukhyamantri Lok Sevak Arogya Yojana (MMLSAY) card online | মুখ্যমন্ত্ৰী লোক সেৱক আৰোগ্য যোজনা (MMLSAY) কাৰ্ড অনলাইনত কেনেকৈ ডাউনলোড কৰিব

  1. Visit the official website of the yojana:
  2. On the homepage, locate and click on the “Login” button.
  3. You will be redirected to the login page. Enter your registered username and password, then click on the “Login” button.
  4. Upon successful login, your account dashboard will appear on the screen.
  5. Look for the option to download the MMLSAY card. This option may be labeled as “MMLSA Card Download” or similar.
  6. Click on the “MMLSA Card Download” option to proceed.
  7. A new page will open where you’ll need to enter all the required details, such as your personal information, Aadhaar number, etc.
  8. After entering the required details, click on the “Submit” button.
  9. The MMLSAY card will be generated and downloaded to your device automatically.
  10. Finally, take a printout of the downloaded card for future reference and use.

Lok Sevak Arogya Yojana pdf

Frequently Asked Questions

What is the Assam Mukhyamantri Lok Sevak Arogya Yojana?

The Assam Mukhyamantri Lok Sevak Arogya Yojana is a health insurance scheme launched by the Assam State Government to provide medical coverage to government employees, retirees, and their dependents.

Who is eligible to apply for the scheme?

Assam State Government employees, retirees, and their dependents are eligible to apply for the scheme.

What benefits does the scheme offer?

The scheme provides health insurance coverage of up to Rs. 5 lakhs per family per year for cashless treatment at empaneled hospitals.

How can I apply for the scheme?

Applicants can register for the scheme online through the official website or at designated district kiosks.

What documents are required for registration?

Required documents may include Aadhaar card, domicile certificate, retirement proof (for pensioners), government employee ID card, income certificate, bank details, and mobile number.

Can I download my MMLSAY card online?

Yes, beneficiaries can download their MMLSAY card online through the official website by logging into their account and following the instructions.

Is there a helpline or customer support for the scheme?

Yes, the scheme may provide a helpline or customer support for any inquiries or assistance related to registration, benefits, or card download.

Are there any exclusions under the scheme?

The scheme may have certain exclusions or limitations on coverage, such as pre-existing conditions or specific medical treatments not covered under the policy.

Can I avail of benefits under other government healthcare schemes simultaneously?

No, individuals already benefiting from similar government healthcare schemes may be ineligible to apply for the Assam Mukhyamantri Lok Sevak Arogya Yojana to prevent duplication of benefits.

How long does it take for the reimbursement of medical expenses?

Payments for medical treatment expenses are typically processed within a predetermined time limit of 90 days.

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